Important Tips For Your Travel Rewards Credit Program-lightscape

Personal-Finance Search the internet and youll find a variety of travel rewards credit cards to choose from. Nevertheless, how you get rewarded will largely depend on which credit card you choose and how you use it. Check out the following tips that are especially meant for travel rewards credit cardholders. Seriously consider if its for you. True, a credit card with airline miles rewards is exciting but is it really for you? The truth is that getting a free airline passenger seat may require a significant amount of purchases as well. Take note that every point you earn will be equivalent to airline mileage. Thus, if you dont regularly spend a lot on your credit card, it may take you a very long time to get that free flight. In fact, some airline rewards credit cards impose blackout dates so you may not even collect enough points on time and all the ones youve earned will be wasted. Be realistic. If youre not a big credit card spender, perhaps you may look for other types of reward programs that do not require as many points as a travel reward credit card does. Instead of an airline credit card, you may try a gas rebate or a cash back credit card. Plan out your charges. If you are going on a trip, be sure to plan all the expenses you will charge to your travel rewards credit card so you can maximize the points you can earn. For instance, you may be able to get double points if you fly with the sponsor carrier or if you purchase from an affiliate travel agency. Which hotels and car rental services have a partnership with your credit card company? Furthermore, which shops or diners offer discounts for exclusive credit card owners? Patronizing affiliate merchants can win you more points and savings too. Charge monthly bills to your card. Get rewarded from paying your recurring bills such as telephone, cable, internet, electricity or magazine subscription bills. Since youll have to pay for these charges in cash anyway, why not swipe it or pay online with your credit card and get points at the same time? However, you need to be very careful when using this strategy. See to it that you use your cash to pay back your reward credit card right away to avoid the interest rate charges. As much as possible, post your payment on the same day you charged it to your credit card. If you dont, you could end up paying much more because of the additional APR and late penalty charges. Enjoy your privileges. Be sure that you are familiar with your privileges as a member of your credit cards reward program. Most Issuers provide exclusive perks and discounts for their travel reward credit cardholders. For instance, you may be given snacks, drinks and freebies from the Lounge area at airports and hotels. Does your travel reward credit card offer travel insurance or car rental insurance benefits? You may also be able to get discounted rates at certain establishments. Dont forget to review your credit cards reward program from time to time, especially before going on a trip. About the Author: Ashley Jane Summers is the assistant head writer of Reward Credit Card Site. This resource provides consumers with valuable reviews and information on the best credit card reward programs. Its main objective is to help people to take advantage of credit card rewards and start earning reward points. Copyright 2010 Article Published On: ..articlesnatch.. – Personal-Finance Better Quality And Best Site Plan By: akansha tyagi – Recently there has been a frenzy of activities in Thane real estate market with properties in Thane on the rise. With the soaring property rates in Mumbai city and the increasing population woes, more and more people are now moving to Thane which is one of the … Tags: How To Ensure Smart Buying By: Arwind Sharma – A small article on how to ensure smart buying. 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